Town of Avon, Indiana

As of February 1, 2006 the ISO rating for Washington Township/Avon will be a Class 4/9.  The Insurance Services Organization (ISO) recently evaluated the Washington Township Avon Fire Department and  lowered our ISO rating based on the community's level of fire protection. 

 

To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a community's fire-protection services. The Insurance Services Organization (ISO) provides that information through the Public Protection Classification (PPC) program.

ISO conducted an evaluation of Washington Township/Avon during the Fall of 2005.  Our last ISO survey was conducted in 1995.  At that time the fire department received a split rating of Class 5/9.  During our most recent survey, the Public Protection Classification for Washington Township/Avon area was lowered to Class 4/9.  When ISO develops a single Public Protection Classification (PPC) for a community, all of the community's properties receive that classification. In many communities, ISO develops a split classification (i.e. 4/9). Generally, the first class, (Class 4) applies to properties within five road miles of a fire station and within 1,000 feet of a fire hydrant. The second class (Class 9 ) applies to properties within five road miles of a fire station but beyond 1,000 feet of a hydrant. ISO generally assigns Class 10 to properties beyond five road miles.

 

By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC program provides incentives and rewards for communities that choose to improve their firefighting services.